PropRule Ledger

Forex prop firm review

FTMO review: rules, costs and payouts

No commercial relationshipBased on the firm's public documentation

By Prop Firm Research Team Published Last updated Last verified

How this score works

Prop firm accounts may be simulated, and fees may not be refundable; check each firm's terms. Nothing here is financial advice. Risk disclaimer

Quick summary

FTMO sells three routes to a simulated FTMO Account for forex and CFD trading: a 2-Step Challenge, a 1-Step Challenge and an Instant Account with no evaluation.[2][9]

Each is a one-time fee listed in euros, from €79 to €2,999 depending on the program and account size, and only the 2-Step fee is refunded, with the first Reward.[1][7][8]

All accounts are simulated; FTMO pays Rewards of 80% or 90% of simulated profit, depending on the program.[9][10]

FTMO publishes a list of restricted countries; US residents are served through FTMO US, a separate service run with OANDA that this review does not cover.[13][16]

This page sets out the rules, costs, payout terms and country availability we have recorded for FTMO from official sources. Each verified value has a numbered reference to the official page it comes from, listed under Official sources. Values we have not verified are marked "Not yet confirmed".

Key facts

Challenge types
2-Step Challenge; 1-Step Challenge; Instant Account[2][3][4][5]15 plans in total
Lowest listed price
€79 (one-time fee)[1][7]Lowest listed plan for each billing model
Profit target
Varies by program and account size[2][6]
Maximum drawdown
10%[2][6]
Drawdown type
Static, End-of-day trailing or Intraday trailing, depending on the plan[2][6]
Profit split
1-Step and Instant: 90%. 2-Step: 80% by default, 90% when Scaling Plan or Premium Programme conditions are met.[10]
Platforms
MetaTrader 4, MetaTrader 5, cTrader, TradingView[12]
US traders
Conditional[13][16][17]US residents are served through FTMO US at ftmo.oanda.com (operated with OANDA), with separate terms and platforms.
EU countries we track
Available: Germany, France, Spain, Italy and Netherlands[13]Each country is checked separately.
Countries not accepted
Iran, Syria, Myanmar, North Korea, Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Congo (Republic), Cook Islands, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Holy See (Vatican City State), Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Marshall Islands, Mauritania, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russian Federation, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia regions), Uzbekistan, Vanuatu, Venezuela, Western Sahara[13]
Payout methods
Bank wire, Visa Direct / Mastercard Send, Skrill, cryptocurrencies[10]
Last verified
November 3, 2026

Ranges cover every plan we recorded; prices are listed prices without discounts. Numbered references point to the official sources at the end of the page. "Last verified" is the date of our most recent check.

Data coverage: 198 of 198 recorded values verified.

See the FTMO firm profile for a dated log of rule changes.

Visit the official FTMO website

Editorial score

Weighted total of the five criteria below, each scored 1 to 5 from verified data.

CriterionWeightScore
Transparency & disclosuresRules, the simulated account type and a published restricted list give a clear answer for every country we track, with US clients sent to the separate FTMO US service. The 1-Step page still labels its consistency limit as the Best Day Rule, which Trading Objectives says it replaced.[4][6][9][13] 25% 4 / 5
Trading rulesEvery rule is defined with a formula, a reset time and worked examples on one Trading Objectives page, and results are shown in the Account MetriX. Rules differ across three programs and a legacy Best Day Rule still applies to older accounts, which adds complexity.[2][6][11] 25% 4 / 5
Fees & total costsEach plan has a single one-time fee shown in one pricing table, with no activation or recurring fees and a stated refund policy. The total cost to a funded account is not stated as a figure, and fees are in euros for USD accounts.[1][7][8] 20% 4 / 5
Payout termsOne FAQ gives the reward ratios, when the first claim can be made, minimums, methods, per-method limits and processing times. It does not state how often later Rewards can be requested.[10] 20% 4 / 5
Support & accessibilityFTMO lists four platforms and offers live chat, WhatsApp and email around the clock plus phone support with stated hours, in 21 languages. Its FAQ is organized by topic and searchable.[12][15] 10% 5 / 5

Our scores measure how clearly, completely and consistently a firm documents its terms before you pay. They do not measure whether the terms are cheap, generous or likely to suit you.

How we score firms. Scores follow a public scale and do not depend on any commission.

Key specifications

FTMO: key specifications across all plans
Programs2-Step Challenge; 1-Step Challenge; Instant Account[2][3][4][5]15 plans in total
Account size$5,000 to $200,000[1][3][4][5]
Fee modelOne-time fee[7]
Evaluation fee€79 to €2,999[1]
Activation feeNone[7]
Reset feeNone[7]
Profit targetVaries by plan; see the plan tables below[2][6]
Maximum drawdown10%[2][6]
Drawdown typeStatic, End-of-day trailing or Intraday trailing, depending on the plan[2][6]
Daily loss limit5% or 3%, depending on the plan[6]
Minimum trading days4 days (each phase) or None, depending on the plan[2][6]
Funded account typeSimulated[9][10]
Profit split1-Step and Instant: 90%. 2-Step: 80% by default, 90% when Scaling Plan or Premium Programme conditions are met.[10]
Minimum payout$20 closed profit for bank wire, Visa Direct or Mastercard Send; $50 for crypto[10]
SourcesNumbered references link to the official pages listed under Sources.

Numbered references point to the official pages listed under Sources. "Not yet confirmed" means we have not verified the value against an official source.

Strengths and points to consider

Based only on the firm's published rules and terms, with references to the official sources.

Strengths

  • The 2-Step fee is refunded when you request your first Reward.[8]
  • Each plan has a single one-time fee; FTMO states it charges no additional or recurring fees.[7]
  • Trading Objectives define every rule with its calculation, reset time and worked examples.[6]
  • News releases are not restricted during the evaluation phases or on Swing accounts.[11]
  • Support is listed as available 24/7 by live chat, WhatsApp and email, in 21 languages.[15]

Points to consider

  • All accounts, including the FTMO Account after you pass, are simulated; Rewards are based on simulated profit.[9][10]
  • 1-Step and Instant Account fees are not refundable.[8]
  • On the 2-Step route the reward ratio is 80% by default; 90% requires meeting Scaling Plan or Premium Programme conditions.[10][14]
  • On the Instant Account the maximum loss limit trails intraday and does not reset after a Reward withdrawal, so a withdrawal can itself breach the limit.[6][10]
  • Fees are listed in euros, including for accounts denominated in US dollars.[1]
  • US residents cannot use the ftmo.com programs; they are served through FTMO US, which has separate terms and fewer platforms.[13][16]

Before you pay

Verified facts worth checking against your own plans before you buy an evaluation. Each item links to its official source.

  • Billing: One-time fee on all 15 plans[7]
  • Activation fee: None on all 15 plans[7]
  • Reset fee: None on all 15 plans[7]
  • Daily loss limit: 5% or 3%, depending on the plan[6]
  • Account after you pass: Simulated[9][10]
  • Minimum payout: $20 closed profit for bank wire, Visa Direct or Mastercard Send; $50 for crypto[10]
  • Countries we track: Conditional: the United States; Available: the United Kingdom, Germany, France, Spain, Italy and the Netherlands[13][16][17]

Read FTMO's current official terms before you pay; firms may change their rules and prices.

Challenge pricing

2-Step Challenge[2][3]: pricing by account size
Account size$10,000[1][3]$25,000[1][3]$50,000[1][3]$100,000[1][3]$200,000[1][3]
Fee modelOne-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]
Evaluation fee€89[1]€250[1]€345[1]€540[1]€1,080[1]
Activation feeNone[7]None[7]None[7]None[7]None[7]
Reset feeNone[7]None[7]None[7]None[7]None[7]
Notes that apply to every plan above
  • Evaluation fee: Refunded with the first Reward withdrawal.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]
SourcesNumbered references link to the official pages listed under Sources.

2-Step Challenge[2][3]

$10,000[1][3]

Fee model
One-time fee[7]
Evaluation fee
€89[1]
Activation fee
None[7]
Reset fee
None[7]

$25,000[1][3]

Fee model
One-time fee[7]
Evaluation fee
€250[1]
Activation fee
None[7]
Reset fee
None[7]

$50,000[1][3]

Fee model
One-time fee[7]
Evaluation fee
€345[1]
Activation fee
None[7]
Reset fee
None[7]

$100,000[1][3]

Fee model
One-time fee[7]
Evaluation fee
€540[1]
Activation fee
None[7]
Reset fee
None[7]

$200,000[1][3]

Fee model
One-time fee[7]
Evaluation fee
€1,080[1]
Activation fee
None[7]
Reset fee
None[7]
Notes that apply to every plan above
  • Evaluation fee: Refunded with the first Reward withdrawal.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]

SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]: pricing by account size
Account size$10,000[1][4]$25,000[1][4]$50,000[1][4]$100,000[1][4]$200,000[1][4]
Fee modelOne-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]
Evaluation fee€79[1]€199[1]€319[1]€499[1]€999[1]
Activation feeNone[7]None[7]None[7]None[7]None[7]
Reset feeNone[7]None[7]None[7]None[7]None[7]
Notes that apply to every plan above
  • Evaluation fee: Not refundable.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]
SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]

$10,000[1][4]

Fee model
One-time fee[7]
Evaluation fee
€79[1]
Activation fee
None[7]
Reset fee
None[7]

$25,000[1][4]

Fee model
One-time fee[7]
Evaluation fee
€199[1]
Activation fee
None[7]
Reset fee
None[7]

$50,000[1][4]

Fee model
One-time fee[7]
Evaluation fee
€319[1]
Activation fee
None[7]
Reset fee
None[7]

$100,000[1][4]

Fee model
One-time fee[7]
Evaluation fee
€499[1]
Activation fee
None[7]
Reset fee
None[7]

$200,000[1][4]

Fee model
One-time fee[7]
Evaluation fee
€999[1]
Activation fee
None[7]
Reset fee
None[7]
Notes that apply to every plan above
  • Evaluation fee: Not refundable.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]

SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]: pricing by account size
Account size$5,000[1][5]$10,000[1][5]$25,000[1][5]$50,000[1][5]$100,000[1][5]
Fee modelOne-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]One-time fee[7]
Evaluation fee€169[1]€339[1]€749[1]€1,499[1]€2,999[1]
Activation feeNone[7]None[7]None[7]None[7]None[7]
Reset feeNone[7]None[7]None[7]None[7]None[7]
Notes that apply to every plan above
  • Evaluation fee: Fee for an FTMO Account without an evaluation; not refundable.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]
SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]

$5,000[1][5]

Fee model
One-time fee[7]
Evaluation fee
€169[1]
Activation fee
None[7]
Reset fee
None[7]

$10,000[1][5]

Fee model
One-time fee[7]
Evaluation fee
€339[1]
Activation fee
None[7]
Reset fee
None[7]

$25,000[1][5]

Fee model
One-time fee[7]
Evaluation fee
€749[1]
Activation fee
None[7]
Reset fee
None[7]

$50,000[1][5]

Fee model
One-time fee[7]
Evaluation fee
€1,499[1]
Activation fee
None[7]
Reset fee
None[7]

$100,000[1][5]

Fee model
One-time fee[7]
Evaluation fee
€2,999[1]
Activation fee
None[7]
Reset fee
None[7]
Notes that apply to every plan above
  • Evaluation fee: Fee for an FTMO Account without an evaluation; not refundable.
  • Fees are one-time and listed in euros. The 2-Step fee is refunded with the first Reward; 1-Step and Instant fees are not refundable.[1][8]
  • The 2-Step Challenge is also offered as a Swing account type, which has no news-trading restriction.[2][11]
  • FTMO also runs a separate futures program (FTMO Futures) with its own pricing and rules; it is not covered by this review.[1]

SourcesNumbered references link to the official pages listed under Sources.

Trading rules

2-Step Challenge[2][3]: trading rules by account size
Account size$10,000[1][3]$25,000[1][3]$50,000[1][3]$100,000[1][3]$200,000[1][3]
Profit targetPhase 1: 10%; Phase 2: 5%[6]Phase 1: 10%; Phase 2: 5%[6]Phase 1: 10%; Phase 2: 5%[6]Phase 1: 10%; Phase 2: 5%[6]Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit5%[6]5%[6]5%[6]5%[6]5%[6]
Minimum trading days4 days (each phase)[6]4 days (each phase)[6]4 days (each phase)[6]4 days (each phase)[6]4 days (each phase)[6]
Consistency ruleNone[2]None[2]None[2]None[2]None[2]
Notes that apply to every plan above
  • Profit target: Percent of the initial balance; for example $10,000 then $5,000 on a $100,000 account.
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.
SourcesNumbered references link to the official pages listed under Sources.

2-Step Challenge[2][3]

$10,000[1][3]

Profit target
Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit
5%[6]
Minimum trading days
4 days (each phase)[6]
Consistency rule
None[2]

$25,000[1][3]

Profit target
Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit
5%[6]
Minimum trading days
4 days (each phase)[6]
Consistency rule
None[2]

$50,000[1][3]

Profit target
Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit
5%[6]
Minimum trading days
4 days (each phase)[6]
Consistency rule
None[2]

$100,000[1][3]

Profit target
Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit
5%[6]
Minimum trading days
4 days (each phase)[6]
Consistency rule
None[2]

$200,000[1][3]

Profit target
Phase 1: 10%; Phase 2: 5%[6]
Daily loss limit
5%[6]
Minimum trading days
4 days (each phase)[6]
Consistency rule
None[2]
Notes that apply to every plan above
  • Profit target: Percent of the initial balance; for example $10,000 then $5,000 on a $100,000 account.
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.

SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]: trading rules by account size
Account size$10,000[1][4]$25,000[1][4]$50,000[1][4]$100,000[1][4]$200,000[1][4]
Profit target10%[6]10%[6]10%[6]10%[6]10%[6]
Daily loss limit3%[6]3%[6]3%[6]3%[6]3%[6]
Minimum trading daysNone[2]None[2]None[2]None[2]None[2]
Consistency ruleBest day may not exceed 50% of total profit (to pass and for each Reward)[6][2]Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]
Notes that apply to every plan above
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.
  • Consistency rule: Not a rule breach: you keep trading until the best day is 50% or less. Replaces the Best Day Rule for accounts from orders placed on or after Oct 12, 2026.
SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]

$10,000[1][4]

Profit target
10%[6]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]

$25,000[1][4]

Profit target
10%[6]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]

$50,000[1][4]

Profit target
10%[6]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]

$100,000[1][4]

Profit target
10%[6]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]

$200,000[1][4]

Profit target
10%[6]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 50% of total profit (to pass and for each Reward)[6][2]
Notes that apply to every plan above
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.
  • Consistency rule: Not a rule breach: you keep trading until the best day is 50% or less. Replaces the Best Day Rule for accounts from orders placed on or after Oct 12, 2026.

SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]: trading rules by account size
Account size$5,000[1][5]$10,000[1][5]$25,000[1][5]$50,000[1][5]$100,000[1][5]
Profit targetNone[6][2]None[6][2]None[6][2]None[6][2]None[6][2]
Daily loss limit3%[6]3%[6]3%[6]3%[6]3%[6]
Minimum trading daysNone[2]None[2]None[2]None[2]None[2]
Consistency ruleBest day may not exceed 30% of total profit (for each Reward)[6][2]Best day may not exceed 30% of total profit (for each Reward)[6][2]Best day may not exceed 30% of total profit (for each Reward)[6][2]Best day may not exceed 30% of total profit (for each Reward)[6][2]Best day may not exceed 30% of total profit (for each Reward)[6][2]
Notes that apply to every plan above
  • Profit target: No evaluation: the account is an FTMO Account from purchase.
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.
  • Consistency rule: Not a rule breach; total profit restarts from zero after each Reward withdrawal.
SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]

$5,000[1][5]

Profit target
None[6][2]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 30% of total profit (for each Reward)[6][2]

$10,000[1][5]

Profit target
None[6][2]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 30% of total profit (for each Reward)[6][2]

$25,000[1][5]

Profit target
None[6][2]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 30% of total profit (for each Reward)[6][2]

$50,000[1][5]

Profit target
None[6][2]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 30% of total profit (for each Reward)[6][2]

$100,000[1][5]

Profit target
None[6][2]
Daily loss limit
3%[6]
Minimum trading days
None[2]
Consistency rule
Best day may not exceed 30% of total profit (for each Reward)[6][2]
Notes that apply to every plan above
  • Profit target: No evaluation: the account is an FTMO Account from purchase.
  • Daily loss limit: Measured on equity against the balance at midnight CE(S)T.
  • Consistency rule: Not a rule breach; total profit restarts from zero after each Reward withdrawal.

SourcesNumbered references link to the official pages listed under Sources.

FTMO: trading restrictions for all plans
News tradingRestricted on FTMO Accounts and Instant Accounts (Standard type): no order execution 2 minutes before and after selected releases on affected instruments. Not restricted during the evaluation phases or on Swing accounts.[11]Applies to stop loss, take profit and pending orders as well. Positions opened more than 2 minutes before the release may be held.
SourcesNumbered references link to the official pages listed under Sources.

Platforms and support

FTMO: platforms and support
PlatformsMetaTrader 4, MetaTrader 5, cTrader, TradingView[12]
Support channelsLive chat, WhatsApp and email (24/7); phone 9:00–17:00 CET, Monday–Friday[15]Support is offered in 21 languages.
SourcesNumbered references link to the official pages listed under Sources.

Drawdown

2-Step Challenge
StaticMaximum drawdown: 10%[2][6]
1-Step Challenge
End-of-day trailingMaximum drawdown: 10%[2][6]
Instant Account
Intraday trailingMaximum drawdown: 10%[2][6]

How trailing, end-of-day and static drawdown differ is explained in our drawdown guide; you can try your own numbers in the drawdown calculator. Plan-by-plan values and notes are in the table below.

2-Step Challenge[2][3]: drawdown by account size
Account size$10,000[1][3]$25,000[1][3]$50,000[1][3]$100,000[1][3]$200,000[1][3]
Maximum drawdown10%[6]10%[6]10%[6]10%[6]10%[6]
Drawdown typeStatic[6][2]Static[6][2]Static[6][2]Static[6][2]Static[6][2]
Notes that apply to every plan above
  • Drawdown type: The limit stays at 90% of the initial balance.
SourcesNumbered references link to the official pages listed under Sources.

2-Step Challenge[2][3]

Notes that apply to every plan above
  • Drawdown type: The limit stays at 90% of the initial balance.

SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]: drawdown by account size
Account size$10,000[1][4]$25,000[1][4]$50,000[1][4]$100,000[1][4]$200,000[1][4]
Maximum drawdown10%[6]10%[6]10%[6]10%[6]10%[6]
Drawdown typeEnd-of-day trailing[6][2]End-of-day trailing[6][2]End-of-day trailing[6][2]End-of-day trailing[6][2]End-of-day trailing[6][2]
Notes that apply to every plan above
  • Drawdown type: Trails the highest balance recorded at midnight CE(S)T; resets to 90% of the initial balance after a Reward withdrawal.
SourcesNumbered references link to the official pages listed under Sources.

1-Step Challenge[2][4]

$10,000[1][4]

Maximum drawdown
10%[6]
Drawdown type
End-of-day trailing[6][2]

$25,000[1][4]

Maximum drawdown
10%[6]
Drawdown type
End-of-day trailing[6][2]

$50,000[1][4]

Maximum drawdown
10%[6]
Drawdown type
End-of-day trailing[6][2]

$100,000[1][4]

Maximum drawdown
10%[6]
Drawdown type
End-of-day trailing[6][2]

$200,000[1][4]

Maximum drawdown
10%[6]
Drawdown type
End-of-day trailing[6][2]
Notes that apply to every plan above
  • Drawdown type: Trails the highest balance recorded at midnight CE(S)T; resets to 90% of the initial balance after a Reward withdrawal.

SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]: drawdown by account size
Account size$5,000[1][5]$10,000[1][5]$25,000[1][5]$50,000[1][5]$100,000[1][5]
Maximum drawdown10%[6][2]10%[6][2]10%[6][2]10%[6][2]10%[6][2]
Drawdown typeIntraday trailing[6][2]Intraday trailing[6][2]Intraday trailing[6][2]Intraday trailing[6][2]Intraday trailing[6][2]
Notes that apply to every plan above
  • Drawdown type: Trails the highest closed-trade balance in real time and does not reset after a Reward withdrawal.
SourcesNumbered references link to the official pages listed under Sources.

Instant Account[2][5]

Notes that apply to every plan above
  • Drawdown type: Trails the highest closed-trade balance in real time and does not reset after a Reward withdrawal.

SourcesNumbered references link to the official pages listed under Sources.

Payout conditions

FTMO: payout conditions for all plans
Funded account typeSimulated[9][10]Rewards are paid in real money based on simulated profits.
Profit split1-Step and Instant: 90%. 2-Step: 80% by default, 90% when Scaling Plan or Premium Programme conditions are met.[10]
Payout frequencyFirst Reward claim from the 14th day after the first trade on the account[10]All positions and pending orders must be closed before requesting a Reward.
Minimum payout$20 closed profit for bank wire, Visa Direct or Mastercard Send; $50 for crypto[10]
Payout capNo overall cap stated; per-method limits: Visa Direct / Mastercard Send up to $20,000, Skrill up to $3,000[10]
Payout processing timeReview within 1–2 business days; payment typically within 1–2 business days after the invoice is approved[10]
Payout methodsBank wire, Visa Direct / Mastercard Send, Skrill, cryptocurrencies[10]FTMO states it charges no additional commission for Reward withdrawals.
SourcesNumbered references link to the official pages listed under Sources.

Available countries

FTMO: availability by country
CountryStatus
US United States Conditional[13][16][17]US residents are served through FTMO US at ftmo.oanda.com (operated with OANDA), with separate terms and platforms.
UK United Kingdom Available[13]Not on FTMO's published restricted list.
DE Germany Available[13]Not on FTMO's published restricted list.
FR France Available[13]Not on FTMO's published restricted list.
ES Spain Available[13]Not on FTMO's published restricted list.
IT Italy Available[13]Not on FTMO's published restricted list.
NL Netherlands Available[13]Not on FTMO's published restricted list.
SourcesNumbered references link to the official pages listed under Sources.

Availability is recorded per country. The UK is listed separately from EU member states, and each EU country is checked on its own.

FTMO: countries the firm lists as not accepted
Countries not acceptedIran, Syria, Myanmar, North Korea, Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Congo (Republic), Cook Islands, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Holy See (Vatican City State), Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Marshall Islands, Mauritania, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russian Federation, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk and Zaporizhzhia regions), Uzbekistan, Vanuatu, Venezuela, Western Sahara[13]Iran, Syria, Myanmar and North Korea apply to nationals and residents; nationals of Iran, Syria or Myanmar may be accepted with EEA residency and an EEA bank account. The rest of the list applies to residents. US and Australian clients are directed to FTMO's affiliated entities.
SourcesNumbered references link to the official pages listed under Sources.

Frequently asked questions

How much does FTMO charge for an evaluation?

From €79 to €2,999, depending on the program and account size.[1]

Is the FTMO fee one-time or monthly?

One-time fee on all 15 plans.[7]

What type of drawdown does FTMO use?

It varies by program and account size. See the plan table above for each plan.[2][6]

What is the profit split at FTMO?

1-Step and Instant: 90%. 2-Step: 80% by default, 90% when Scaling Plan or Premium Programme conditions are met.[10]

How often can you request a payout from FTMO?

First Reward claim from the 14th day after the first trade on the account.[10]

Is FTMO available in my country?

Conditional: the United States; Available: the United Kingdom, Germany, France, Spain, Italy and the Netherlands. See the availability table for the conditions that apply.[13][16][17]

Answers summarize values verified against official sources. Full details are in the tables above.

Update history

  1. Full data check against official sources (31 fields)

Dates when our data on this firm was checked or updated against official sources or the firm's written replies. On review pages, "Last updated" at the top tracks edits to the article itself.

Official sources

Official FTMO pages used for this review. Numbered references throughout the page point to this list.

  1. FTMO homepage (CFD pricing section)
  2. FTMO Comparison Table
  3. FTMO 2-Step Challenge page
  4. FTMO 1-Step Challenge page
  5. FTMO Instant Account page
  6. FTMO Trading Objectives
  7. FTMO FAQ: What fees do you charge, and are they recurrent?
  8. FTMO FAQ: Is the entry fee refunded?
  9. FTMO FAQ: How do the different accounts provided by FTMO differ?
  10. FTMO FAQ: How do I withdraw my reward?
  11. FTMO FAQ: Can I trade news?
  12. FTMO FAQ: Which platforms can I use for trading?
  13. FTMO FAQ: Who can join FTMO?
  14. FTMO Scaling Plan
  15. FTMO Contact page
  16. FTMO US homepage (FTMO x OANDA)
  17. FTMO US FAQ

Affiliate disclosure

We have no commercial relationship with FTMO, and this page contains no affiliate links. Firms cannot pay to be listed, reviewed or scored.

How we handle affiliate relationships